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Spanish Speaking Mortgage Loan Processor

Quontic

This is a Contract position in Coral Gables, FL posted April 23, 2021.

Why Work for Quontic?

Quontic Bank is a CDFI federally chartered digital community bank. We have a customer-centric culture built around helping our customers and giving back to local communities. We’re making homeownership simpler, faster, and most importantly more accessible for all communities across the United States.

Who We are

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s mission to break the system for financial empowerment stands in the face of big banks and proves there is a better and more equitable way to put the customer first. We focus on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.

What We Live By

Whatever your role, we are bound by a spirit of collective commitment and excellence in all aspects of our work. As an employee of Quontic, the importance of your contributions cannot be overstated. You are an important part of our team!

Your Primary Responsibilities Include:

  • Receive mortgage applications from the loan officer and review all imputed information in Encompass to verify accuracy of the data to properly send initial and final disclosures to the applicant, order flood certifications and fraud guard reports
  • Review files submitted to verify that all the required documentation needed has been supplied to submit the file to obtain an AUS approval and submit to the Underwriting Department
  • Order appraisals from only approved appraisers and submit payment to the Accounting Department for processing
  • Upon receipt of the file from underwriter whether suspended or approved, work closely with the loan officer to obtain and review all documentation received by applicants requested by the Underwriter
  • Verify with third parties such as employers, banking institutions, credit bureaus, and any other sources to make sure all information provided is accurate
  • Prepare all documentation for the submission of final credit clearance to the Underwriter
  • Ensure all loan documentation is complete, accurate, verified, and complies with the company’s policies as well as state and federal regulations before submission to the Underwriting team

Experience

  • 3 + years recent Residential Mortgage Processing experience required
  • Knowledge of agency loan programs, investor loan programs, and underwriting criteria for government and conventional offerings
  • Analytical and auditing skills
  • Proficiency with Encompass loan origination software
  • Ability to calculate income, including self-employed
  • Excellent Interpersonal, Communication, and Time Management Skills
  • Ability to operate effectively & efficiently in high-pressure situations